Compare savings & fixed deposit rates in South Sudan

By the Rateweb editorial team · How we rate · Product details checked 2 Aug 2026

Compare interest on savings accounts and fixed deposits from banks in South Sudan. Only deal with licensed deposit-taking institutions. Rates shown are indicative — confirm the current rate with the provider before opening.

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Clearest terms

KCB Simba Savings Account

A savings account from KCB Bank South Sudan built around restraint: no maintenance charge, free unlimited deposits, and withdrawals capped at four a year. It publishes its opening balance and document list, though not its interest rate.
★★★★☆
3.9/5 · How we rate
KCB Bank South Sudan states 'Regulated by the Bank of South Sudan' on its website and appears on the Bank of South Sudan's licensed bank list
Licence
KCB branches in South Sudan
Coverage
Someone saving towards a goal who wants the friction of a withdrawal limit
Best For
bank
Type
Pros
  • No account maintenance charge and free unlimited deposits, so regular saving is not eroded by fees
  • Withdrawals are limited to four a year, which is a genuine discipline mechanism rather than a marketing line
  • Publishes its opening balance and a complete document checklist
Cons
  • South Sudan has no deposit-insurance scheme, so savings are not protected against a bank failure, and branch cash availability can be interrupted
  • The interest rate is not published on the page; 'competitive interest rates' is a claim, not a number, and must be confirmed at a branch
  • Where the pound is depreciating, the real value of a pound-denominated balance can fall even while it earns interest
Fees, eligibility & documents
Fees
Account maintenanceStated as zero on the product page
DepositsStated as free and unlimited
Interest rateNot published; described only as competitive
Eligibility
  • Individual savers
  • Foreign nationals require a valid visa
  • A reference is required, either an employer letter or an existing KCB customer
Documents needed
  • Two recent colour passport photographs
  • Original national ID or passport plus two copies
  • Valid visa for foreign nationals
  • Employment reference letter or reference from an existing KCB customer
  • Completed physical verification form
  • FATCA form, W-8BEN for non-US persons or W-9 for US citizens
Visit KCB Bank South Sudan

Equity Bank South Sudan Call and Fixed Deposit Account

A term deposit from Equity Bank South Sudan for money you can set aside, with a call option for funds you may need at short notice. Rates and minimums are not published and must be negotiated or confirmed at a branch.
★★★★☆
3.7/5 · How we rate
Equity Bank South Sudan states 'Equity Bank is Regulated by Bank of South Sudan' on its website and appears on the Bank of South Sudan's licensed bank list
Licence
Equity branches in South Sudan
Coverage
Households or organisations with a lump sum they can commit for a fixed period
Best For
bank
Type
Pros
  • Offers both a call option and a fixed term, so you can match the deposit to when you actually need the money
  • Available to individuals and to institutional customers through the same bank relationship
  • Sits with a regional group that also runs Equity's remittance counters, so inbound money can be placed directly
Cons
  • South Sudan has no deposit-insurance scheme, so a fixed deposit carries the full credit risk of the bank with no compensation fund behind it
  • No interest rate, minimum deposit or term length is published, so you cannot compare before visiting a branch
  • Locking money into a depreciating currency for a fixed term concentrates currency risk; ask what currencies the deposit can be held in
Fees, eligibility & documents
Fees
Interest rateNot published; confirm at a branch
Minimum deposit and termNot published
Early withdrawalNot published; ask what breaking the term costs before committing
Eligibility
  • Individual and institutional depositors
  • An existing or new Equity Bank South Sudan relationship
Documents needed
  • Not published online; confirm the branch requirement before committing funds
Visit Equity Bank South Sudan

Equity Bank South Sudan Super Junior Account

A children's savings account from Equity Bank South Sudan, opened by a parent or guardian to build a savings habit early. It is a habit-forming product rather than a competitive one, since no rate is published.
★★★★☆
3.6/5 · How we rate
Equity Bank South Sudan states 'Equity Bank is Regulated by Bank of South Sudan' on its website and appears on the Bank of South Sudan's licensed bank list
Licence
Equity branches in South Sudan
Coverage
Parents and guardians saving on behalf of a child
Best For
bank
Type
Pros
  • Designed specifically for saving on a child's behalf, which keeps that money separate from household spending
  • Held at a bank with a regional parent group and a branch network in Juba
  • Can sit alongside a parent's existing Equity account and inbound remittance arrangements
Cons
  • South Sudan has no deposit-insurance scheme, so a child's savings carry the full credit risk of the bank with nothing behind it
  • No interest rate, minimum balance or fee is published, so the account cannot be compared before you visit a branch
  • A pound-denominated balance held for many years is heavily exposed to currency depreciation
Fees, eligibility & documents
Fees
Interest rateNot published; confirm at a branch
Minimum balance and chargesNot published
Eligibility
  • Opened by a parent or guardian on behalf of a child
  • An identified adult account holder is required
Documents needed
  • Not published online; ask the branch what is required for both the child and the adult opening the account
Visit Equity Bank South Sudan

Co-operative Bank of South Sudan Hikma Savings Account

A savings account from Co-operative Bank of South Sudan, marketed on the strength of its interest rate. The bank publishes no actual rate, minimum balance or fee, so the claim cannot be checked without visiting a branch.
★★★★☆
3.6/5 · How we rate
The bank states 'Co-operative Bank is Regulated by the Bank of South Sudan' on its website and appears on the Bank of South Sudan's licensed bank list
Licence
Co-operative Bank branches in South Sudan
Coverage
Savers who already bank with Co-operative Bank of South Sudan
Best For
bank
Type
Pros
  • Part of a full savings range that also includes women's, youth and junior accounts
  • Backed operationally by Co-operative Bank of Kenya, which holds the majority shareholding
  • Can be held alongside the bank's salary and current accounts in one relationship
Cons
  • South Sudan has no deposit-insurance scheme, so savings are unprotected against a bank failure, and branch cash availability can be interrupted
  • The bank advertises high interest but publishes no rate, minimum balance, fee or eligibility detail anywhere on the product page
  • The Government of South Sudan holds 49 per cent of the bank, which ties part of its ownership to the public finances of a fragile state
Fees, eligibility & documents
Fees
Interest rateAdvertised as high but not published; confirm at a branch
Minimum balance and chargesNot published
Eligibility
  • Individual savers
  • An existing or new Co-operative Bank of South Sudan relationship
Documents needed
  • Not published online; ask the branch for the current requirements before travelling
Visit Co-operative Bank of South Sudan

Ratings are Rateweb's editorial opinion. Product details can change — always confirm with the provider before applying. Rateweb may earn a commission on some applications. This is general information, not financial advice.

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